What Does chapter 13 bankruptcy Mean?
Post bankruptcy petition: Also referred to as “submitting” the bankruptcy, submitting the varied varieties kicks off the method.
Man or woman position. Only people today and sole proprietors qualify to get a Chapter thirteen personal debt discharge—it is not accessible to little companies and corporations. However, small business people who file separately will include personally guaranteed small business debts during the approach.
To secure a month-to-month figure, you may increase up Everything you have to fork out and divide the total by 36 or 60—the amount of months as part of your repayment approach period.
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two. County courthouse: It’s why not check here also vital to Look at the court docket dockets of any counties in which you have lived or incurred credit card debt.
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Whether or not Chapter seven, Chapter 11, or Chapter thirteen bankruptcy, submitting for bankruptcy petition isn’t effortless. Differing kinds of bankruptcy imply a unique bankruptcy system, that means any bankruptcy attorney in Fairfax County has to be very well-versed in all related follow regions of VA bankruptcy law.
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A bankruptcy trustee will be appointed. The moment you over here file, you enter what’s termed an “automatic keep,” which implies that almost all tries to gather on your debts should cease.
Even though the court will likely not have finalized your bankruptcy prepare, you’ll commence making regular monthly Chapter 13 payments the thirty day period after you file. The payments might be refunded In case the bankruptcy court docket doesn’t validate your plan.
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